Why Euroguard

The protected cell captive structure of Euroguard provides clients with a number of benefits not available under conventional insurance structures:

• Provide capacity for difficult to insure or uninsurable risks.
• Underwriting profit: the insured can retain a portion of the underwriting profit that is usually kept by conventional insurers.
• Investment income: the insured can retain a portion of the investment income that is usually kept by conventional insurers.
• Lower administration costs: fees charged will depend upon the complexity and size of the specific insurance programme and volume of the premium.
• Commercial certainties and protection are offered by way of a Protected Cell Agreement with the cell owner retaining shareholder rights over their net assets.
• Where appropriate, each structured programme is protected by reinsurance purchased from secure markets as vetted by Euroguard.
• Premiums in the conventional market follow a cyclical pattern. A Euroguard protected cell captive solution can assist in smoothing these fluctuations.
• Quarterly financial reporting including a balance sheet, income statement and notes thereto.
• Portability of insurance programmes into and out of the facility, should corporate or statutory environments change.
• Legal segregation of funds: premiums paid to Euroguard can only be withdrawn in two ways, i.e. via claims payments or dividends based on underwriting performance and are secure from other liabilities not pertaining to your specific protected cell.